If we can't beat another offer, you'll receive $1,000.

(Texas, Colorado, Washington, California, Georgia, Arizona, Florida, Illinois, Virginia, Kentucky, Minnesota and Wisconsin properties only)

Terms and conditions

Sheilla Lavadia

Team Leader/ Sr. Loan Officer

Bio:

My name is Sheilla Lavadia. I am a Mortgage Broker with 20 years of experience under my belt. I am a mother and a wife, but a hustler on the side. I love helping first time home buyers and I love educating and giving consultation. I want to share my experiences and love to work and surround myself with like mind individuals.

Phone: (425) 218-5534

NMLS#: 1399453

License states: Arkansas, Oregon, Texas, Florida, Arizona, Washington, California

Spoken Language: English, Tagalog

My reviews on Google

I recently had the pleasure of working with Shiella and her team, and I can't recommend them highly enough. Their professionalism, dedication, and responsiveness were outstanding! They were committed to finding the best option for us, and I'm happy to say we are now in our sweet home. What truly stood out was their transparant communication channel that kept me informed the entire process. I'm very grateful to have had them by my side in this stressful journey, especially because it was our first time buying a home. Reach out to them if you want a broker that cares, responsive, and dedicated to your best interests. Thank you for everything!

Buying your first home could possibly be stressful, and for someone without a financial background securing a mortgage is the most confusing part. However, Shiela and her team made our home buying process stress free. The service and personal attention we received from her was exceptional and beyond what we expected. She went out of her way to make sure we get the best possible rate and helped us secure our dream home. She was there every step of the way. I would definitely recommend her to anyone in the market for a mortgage.

We had the immense pleasure of working with Sheila Lavadia and her exceptional team as our loan officer for our home purchase on April 5, 2024. From start to finish, Sheila and her team demonstrated outstanding professionalism, attention to detail, and unwavering dedication to our needs. The entire financing process was remarkably smooth and stress-free, thanks to their expert guidance and support. Sheila's deep knowledge of the mortgage industry and her strategic approach were invaluable in securing the best loan terms for us. Her team was always available to answer our questions promptly and thoroughly, ensuring we felt confident and informed every step of the way. Sheila and her team went above and beyond to ensure that all aspects of our loan approval were handled with the utmost care and precision. Their commitment to excellence was evident in every interaction, making us feel like valued clients throughout the process. We are extremely satisfied with the exceptional service provided by Sheila Lavadia and her team. We highly recommend them to anyone seeking loan services. Thank you, Sheila and team, for making our home-buying journey a truly wonderful and memorable experience!

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My reviews on Zillow

I wanted to take a moment to express my sincere gratitude for the exceptional service provided by everyone during the house closing process. As a first-time homebuyer, I had many questions and concerns, but everyone’s professionalism, efficiency, and attention to detail made the entire experience seamless. Here are a few highlights that truly stood out: 1. Clear Communication: Your team consistently kept me informed at every step. Whether it was explaining the paperwork, coordinating with the title company, or addressing any last-minute issues, your communication was prompt and thorough. 2. Timely Responses: I appreciate how quickly you responded to my emails and phone calls. It made me feel valued as a client and alleviated any anxiety I had about the process. 3. Expertise: Your knowledge of the real estate market and loan procedures was evident. You guided me through the maze of documents, ensuring that I understood each one before signing. 4. Smooth Closing: The closing day was stress-free, thanks to your meticulous planning. Everything was in order, and I felt confident that I was making the right decision. Please extend my heartfelt thanks to everyone involved.You truly made a difference in my home buying journey, and I am excited to start this new chapter in my life.

Sheila was very helpful throughout the purchase process. Available all the time to questions and constant support. Very friendly and cooperative, respectful and friendly.

Sheilla Lavadia was a great lender. Even when she was on vacation she answered all my concerns and even though she was in hard situations to get access to her computer while she was on vacation (the time difference ) she always had a way of satisfying my needs. She's very helpful, very patient, and very responsive. She'll walk me through the whole process and guide me with every step. She goes beyond and above to meet my expectation and answer all my concern.She did a great job. Sheilla is one of the great people who love to see people's happy faces. Thank you Sheilla

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Zillow

My reviews on Loan Factory

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Mortgage Rates

Why are our rates so low?

1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 197 lenders in real-time for you.
2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.