Loans By Sheilla ("we," "us," or "our") is committed to protecting the privacy of your information. This Privacy Policy outlines our practices regarding the information we collect through our publicly accessible websites, including our use of cookies to gather data about your interactions with our sites.
1. Websites Covered
This Privacy Policy applies to Loans By Sheilla and our affiliates, which include any person or entity that controls, is controlled by, or is under common control with Loans By Sheilla (such as subsidiaries or parent companies). It covers our family of websites (collectively, "Loans By Sheilla Sites") and applies equally to any rebranded or white-label versions of our platform services.
2. Information We Collect
We collect information from individuals who visit our Sites ("Visitors") and those who have registered to use our platform services ("Customers"). Information is collected using commonly-used tools and may include:
Website Navigational Information: This includes standard information from your web browser (such as browser type and language), your Internet Protocol ("IP") address, and actions taken on the Loans By Sheilla Sites (such as pages viewed and links clicked).
Cookies
We use cookies to enhance your experience on our Sites. Cookies are small data files placed on your computer when you visit our Sites. They do not personally identify you; they only recognize your web browser.
Types of Cookies:
Session Cookies: Temporary cookies that expire when you close your browser.
Persistent Cookies: Remain on your device after you close your browser. We use these to recognize returning visitors.
If you provide us with personal information (e.g., by filling out a form), we can link that information to a persistent cookie on your browser, allowing us to recognize you in future visits.
Third-Party Cookies
We may engage third parties to track and analyze non-personally identifiable usage and statistical information from Visitors and Customers. These third parties may also use cookies to assess the performance of our advertisements.
3. How We Use Your Information
We use the information collected to operate and improve our Sites and Services. This includes:
Performing services you request, such as responding to inquiries.
Marketing purposes, such as informing you about our Services, promotions, and events.
4. Security
We implement robust security measures to protect your information from unauthorized access and maintain data accuracy. While we use electronic and physical security measures, we cannot guarantee absolute security and are not liable for breaches or third-party interception.
5. Public Forums
Our Sites may feature bulletin boards, blogs, or chat rooms. Any personally identifiable information you submit in these forums may be collected and used by others. We are not responsible for the information you choose to share publicly.
6. Sharing of Information
We may share your information with third-party service providers only as necessary to perform tasks on our behalf (e.g., data storage). We do not sell, rent, or trade personally identifiable information for promotional purposes.
7. Communication Preferences
Visitors and Customers may manage their communication preferences. You can opt-out of marketing emails by clicking the "unsubscribe" link in the email or by contacting us at info@loansbysheilla.com. Note that you cannot opt out of transactional emails related to your account.
8. Links to Third-Party Websites
Our Sites may contain links to third-party websites. We are not responsible for the privacy practices or content of these sites. We encourage you to review their privacy policies.
9. Changes to This Privacy Policy
We reserve the right to change this Privacy Policy. Material changes will be communicated through our Sites at least thirty (30) days before they take effect.
10. Washington State Privacy Rights and Customers’ Contact Data
The Washington Privacy Act (“WPA”) provides Washington residents with specific rights regarding the use of their personal information. Loans By Sheilla operates as a service provider with respect to Customers’ Contact Data. This means that we only use Customers’ Contact Data for the purpose of providing services to our customers.
To fulfill these purposes, Loans By Sheilla may access Customers’ Contact Data to provide our services, to address technical or other service problems, or to comply with instructions from our customers who provided the data. We do not access, retain, use, or disclose Customers’ Contact Data for any other purpose.
For more information, please visit Washington’s Consumer Privacy Act.
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